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Safety and Loss Control

Seasonal Highlight

5 Essential Steps for Winterizing Your Vacant Property

Certain pages on our website may contain links to third-party sites that USLI does not own, operate or control. This third-party content is subject to the published policies and practices of those third parties.

Loss Control Webinars

Check out our loss control webinar library. Our mission is to identify exposures that pose potential risks to policyholders and provide resources to help them improve the condition of those exposures to prevent and mitigate losses. Members of our panel counsel facilitate these sessions to provide educational opportunities and highlight trends in various industries.

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Understanding Biometric Information Privacy Act (BIPA) in Illinois

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Does your business collect, use and/or store personal identifying information such as a retina or iris scan, fingerprints, voiceprints or facial geometry?
If your answer is “yes,” you should educate yourself on BIPA!

Read this article to help protect your business.


Don’t Sweat It — We’ve Got You Covered!

Young man working out
From the treadmill to the locker room, many hazards exist in a fitness center. Are you taking all the necessary precautions to help keep your facility safe?

Check out this article on how you can reduce or stop accidents from happening at your fitness center.


Importance of Renters Insurance

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As a landlord, do you require your tenants to obtain renters insurance?
If your answer is “no,” let us convince you why you should!

Read this article to help your tenants, and yourself, stay protected.


Information from Centers for Disease Control

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As the nation's health protection agency, CDC saves lives and protects people from health threats. The CDC offers guidance on navigating COVID-19.


The American Red Cross

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The American Red Cross outlines simple actions that you can take to help you prepare for possible disasters and other emergencies.

Their Facebook page is also a good resource for real-time resources.




Is your workplace prepared to prevent the spread of COVID-19? It's important to develop disease preparedness response plans to keep your employees, their families and the public safe.


OSHA's On-site Consultation Program offers free and confidential safety and occupational health advice to small and medium-sized businesses in all states across the country, with priority given to high-hazard worksites. On-site consultation services are separate from enforcement and do not result in penalties or citations. Consultants from state agencies or universities work with employers to identify workplace hazards, provide advice on compliance with OSHA standards, and assist in establishing injury and illness prevention programs.

Canadian Centre for Occupational Health and Safety Logo

Is your workplace prepared to prevent the spread of COVID-19? It’s important to develop disease preparedness response plans to keep your employees, their families and the public safe. Access industry-specific pandemic tip sheets, take advantage of free educational podcasts and get answers to your questions today.


Free Human Resources Helpline

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This helpline can be used for personal issues and more.


Please have your policy number available for easy registration.

Representatives are available from 8 a.m. to 7:30 p.m. ET to answer all of your HR questions.


Disaster Protection and Recovery Planning Toolkit

Prepared by the Institute for Business & Home Safety, this toolkit gives you access to business continuity forms that will assist you with disaster planning and recovery.


Disaster Safety

Visit this website developed by the Insurance Institute for Business and Home Safety to identify the natural hazards that could put your business at risk.


CPR and First Aid Training

Person demonstrating chest compressions on a practice dummy

It's important to respond to the scene of a cardiac arrest or other injury with immediate and trained action to increase the likelihood of the victim's survival. ProTrainings makes it easy to get trained and certified in CPR and First Aid, offering access to online training and certification at a 20% discounted rate.

Simply watch the online training videos, and pass your multiple-choice test. Then, ProTrainings will ship a low-cost mannequin right to your doorstep so you can complete your hands-on skill evaluation with a certified instructor over video conference at a time that's convenient for you.

  • Courses exceed AHA/ILCOR/ECC guidelines for OSHA mandated training
  • Certification valid for two years
  • Printed wallet card included


Alcohol Safety Training

Smiling bartender pouring shots

Train your staff in the responsible selling and service of alcoholic beverages through Protect your business and employees, and save money in the process.


  • Low cost: Only $11 per server
  • Three year certification

Visit or call 800.442.1149, ext. 154.

Once you complete the online course and final exam, you can print a temporary certificate for your records. We will also send you an official certification card and notify any appropriate state agencies.


StateFoodSafety Food Handler Training and Food Manager Certification

Two chefs happily talking in the kitchen

Get your food handlers and food managers certified with StateFoodSafety. All trainings are 100 percent online and approved by more health departments than any other food safety training.

  • 100 percent online
  • Interactive training courses
  • Multiple proctoring options for food manager exam
  • Online (through webcam and microphone)
  • Testing center
  • Employer provided

Bars and Restaurants Resources

Manager inspecting hurt employee's hand

Sample Incident Reporting Form
The sample incident report can be used as a tool to capture and document information and remind employees of best practices if these incidents occur.

Responsible Sale/Service Alcohol Service Pledge
The sample Responsible Sale/Service Alcohol Service Pledge can be used as a tool by management to raise employee awareness about their responsibility in the safe sale and service of alcohol.

Bar/Restaurant Loss Control Letter
The loss control letter introduces our commitment in helping to identify possible hazards within an establishment. The purpose of the letter is to educate business owners on our most common causes of loss with the Bar/Restaurant product

Bar/Restaurant Safety Checklist
The safety checklist is a tool to help business owners take an inventory of their establishment and possible hazards. Once they complete the checklist, they are more prepared to recognize areas needing improvement and put a plan in place to correct those conditions before a loss occurs.

Audit Letter
The audit letter is a resource to assist in defining what an audit is and how to prepare for one. The letter defines the different types of audits performed and what to expect once an audit is scheduled.

Curbside Dining Hazards Article
Keep your outdoor dining exposures to a minimum. Learn about new hazards that you may have not faced as a restaurant owner with our guide.


Running a business or nonprofit that is geared toward a youthful demographic has its own unique challenges. The following resources can help you navigate through issues such as permission slip collection, concussion awareness, sexual abuse protection and more:

Digital Permission Slips, Forms and Payment Collection

Permission Click logo

Tired of collecting and storing paper permission forms for your activities? Save upwards of five hours per excursion by digitizing the entire process with Permission Click

  • Great for any type of form/event, even payment collection
  • Parents receive a copy of every form they approve
  • Enjoy 24/7 live access to your records and reports

USLI Policyholders receive a free Permission Click account, dedicated set-up specialist and discounted training rates.


Concussion Training

Concussion awareness has become a very important topic for all youth sports organizations to consider. The CDC offers a free online course available to coaches, parents, and others who want to learn more.


Coach's Guide to Concussions

The greatest concern regarding child safety in youth sports is concussions. This guide allows coaches to better understand the facts, signs, and symptoms of concussions.

Concussion Laws

Kids soccer team posing for a photo

Each state along with the District Of Columbia have enacted laws regarding practices to prevent concussions from youth sports activities. These laws vary from state to state, and may hold organizations involved in youth sports responsible for compliance. Here are two great resources that can help you track changes with laws that have been implemented in your state:

Sample Waiver of Liability

There is an inherent risk in participating in team sports and waivers of liability allow parents to acknowledge this risk prior to their child's involvement. Waivers serve as a first step in helping protect an organization against future potential lawsuits. Below, you will find a sample waiver that you can use as a basis in creating your own waiver.


Preventing Child Sexual Abuse

Organizations working with children have a responsibility to protect the ones they serve. This guide from the Centers for Disease Control and Prevention provides policies and procedures such as:

  • Guidelines for screening employees and volunteers
  • Guidelines on interactions between individuals
  • Tips on monitoring behavior
  • Methods to ensure safe environments
  • How to respond to inappropriate behavior, breaches in policy and allegations and suspicions of abuse
  • Training about child sexual abuse prevention

Recognizing Signs and Symptoms of Child Abuse


Child Care Safety Checklist

Mom working from home while watching her child

The safety checklist can be used as a tool to take an inventory of your operation and possibel hazards. It can help you identify areas that may need improvement, as well as a plan to help you fix those areas.



Man going through his credit report on paper

Protecting yourself from identity theft is important, and knowing your credit score is one way to monitor if you are at risk. Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free personal credit report in a 12-month period. Visit the link below or call toll-free 877-FACT-ACT (322-8228) to request your free annual report.

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